Track Where Your Paycheck Goes.
Add your pay and bills to see what’s left each month, where it’s going, and what you can save. Download a PDF or Excel report.
See your money clearly.
Create a free account to build your budget, see your monthly breakdown, and download PDF or Excel reports. No card required. Your numbers stay in your browser.
Checking your account…
Build your money picture
Use the amount that actually lands in your bank account.
Monthly essentials
Housing, food and everyday bills.
Debt and everyday spending
Include minimum debt payments and lifestyle costs.
Future bills and savings
Make room for non-monthly expenses and the amount you want to save.
Your other expenses
Add anything the categories missed.
Your amounts are calculated in your browser. They are not submitted to Purposeful Money.
This Free Budget Calculator is an educational budgeting aid. Amounts are estimates, not personalised financial advice. For weekly and every-two-week pay, monthly income is annualised and divided by 12. Enter annual bills as a yearly total; the calculator divides them by 12.